Senior Vice President (SVP), Commercial Lending

Commercial lending senior vice presidents (SVPs) are generally responsible for developing and implementing credit risk policies and procedures for their organizations and providing reviews, identifications, and analyses of credit risks. They are also responsible for ensuring that credit limits do not exceed certain amounts on any one account.

Depending on the business in need of a credit loan, commercial lending SVPs measure and monitor the particular risks of lending credit to that business. They must have in-depth knowledge of current and approved methodologies of risk measurement, and when new products or credit opportunities arise they are tasked with displaying the new product's or service’s points and features. Depending on the employer, be it a business or bank, commercial lending SVPs may also serve as representatives of their organizations to the community.

A college degree in business is generally required for this position, and some employees move up in the ranks of an organization to assume the position of senior vice president of commercial lending. Experience in banking and general business is essential for this position, and strong interpersonal and organizational skills are also beneficial for success.

As a Senior Vice President SVP, Commercial Lending with 6-9 years of experience in Singapore, your main responsibilities include:

• Develop and implement comprehensive commercial lending strategies to achieve business growth targets. Analyze market trends, identify new business opportunities, and create effective lending strategies.
• Manage a portfolio of commercial lending clients, including credit assessment, risk management, and relationship building. Conduct thorough credit evaluations, monitor loan performance, and ensure compliance with lending regulations.
• Provide leadership and guidance to a team of commercial lending professionals, fostering a collaborative and high-performance work environment. Mentor and coach team members, set performance goals, and oversee business development activities.
• Build and maintain strong relationships with key stakeholders, including clients, industry professionals, and regulatory authorities.

For a Senior Vice President (SVP), Commercial Lending job role, the following qualifications are required:

• Extensive experience in commercial lending with a proven track record of successfully managing large loan portfolios and driving revenue growth.
• Deep understanding of commercial lending regulations and industry trends to ensure compliance and develop innovative lending solutions.
• Exceptional leadership skills to build and lead high-performing lending teams, providing guidance and strategic direction.
• Strong communication and interpersonal skills to effectively collaborate with clients, stakeholders, and senior management, building and maintaining strong business relationships.

The Senior Vice President SVP, Commercial Lending job role in Singapore demands 6-9 years of work experience. Here are following alternative roles to consider within this industry:

• Commercial Banking Relationship Manager: A position that involves managing client relationships, identifying their financial needs, and providing tailored lending solutions.
• Risk Manager: A role focused on assessing and managing credit risks associated with lending activities, including implementing risk mitigation strategies and monitoring portfolio performance.
• Credit Underwriting Manager: A position that involves evaluating loan applications, analyzing creditworthiness, and making recommendations on loan approvals.
• Business Development Manager: A role focused on identifying new business opportunities, developing strategic partnerships, and expanding the organization's customer base.

The role of Senior Vice President (SVP), Commercial Lending in Singapore is expected to witness significant growth in the market. Based on a 10-year analysis, there is a positive projection for increased demand and opportunities for this position. Google data points indicate a strong expansion in the commercial lending sector, contributing to the growth of this job role. Considering these trends, it can be inferred that there will be a substantial number of employment opportunities available in the future for professionals in this role.