Finance
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Commercial Banking - Debt Modeling

5

(2)

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$41

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Course Features

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Duration

4.5 hours

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Delivery Method

Online

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Available on

Limited Access

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Accessibility

Desktop, Laptop

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Language

English

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Subtitles

English

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Level

Advanced

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Teaching Type

Self Paced

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Video Content

4.5 hours

Course Description

This course will cover the essential components of creating a debt model, which is used by commercial banks to assess borrowers' cash flows and perform covenant analysis. This course will explain the differences between term lending (term loan) and operating finance (operating credit). We will discuss the main components of a debt modeling model, including the monthly operating line analysis, covenant analysis, and the yearly debt schedules. You should be able, by the end of the course, to create a fully-linked model of debt that includes the cash flow forecast for a borrower, its capacity, the impact on cash sweep, and any early warning signs of covenant violation.

Course Overview

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Personlized Teaching

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Case Based Learning

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Post Course Interactions

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Instructor-Moderated Discussions

Skills You Will Gain

Prerequisites/Requirements

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There are no prerequisites required for this course

What You Will Learn

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Upon completing this course, you will be able to:

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Differentiate between operating finance (operating line of credit) and term lending (term loans)

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Understand the benefits of using different types of credit facilities

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Build a yearly debt schedules laying out the different types of debt drawn, the interest expense, and the principal repayments

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Perform covenant analysis to identify early warning signs and possibilities of breach

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Construct a monthly operating line analysis to determine the operating line drawn and amount available based on margining

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Understand how the amount of leverage could impact a company’s risk rating

Target Students

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Rating Agencies

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Insurance

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Commercial Lending

Course Reviews

Average Rating Based on 2 reviews

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$41

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