Professional Certificate in Personal Finance

Make Your Financial Plan The Personal Finance Professional Certificate helps individuals build financial literacy. This is one of the most urgent needs Americans have today. Individual financial decisions have a significant impact on the wider community. According to FINRA, over half of Americans have less $10,000 saved for retirement. Over 50% of Americans don't have an emergency fund. This means they are unable to pay for unexpected repairs to their cars. Many people need financial literacy and make costly financial mistakes.

The Personal Finance Professional Certificate will give you the foundation to create a solid foundation for your future. The program is designed for intermediate to advanced learners and consists of three courses.

• Introduction to Personal Financial Planning
• Managing Personal Cash & Credit
• Plan for Retirement, Investment, and Risk

These courses will help you to improve your ability to:

• Financial security and personal success are possible if you plan.
• When planning your financial future, take the long view
• Understanding budgets, taxes, time value of money

Examine the obstacles to financial success, including cognitive errors and confirmation

• You can manage your daily expenses, income, and disbursements
• Learn the pros and cons for secured and open forms of consumer credit
• Compare short-term savings and investments
• You can reduce risk by being cost-effective and efficient.
• Assess the various risk management and insurance products and services
• Strategic perspective: Understanding your retirement needs is key
• A broad view of investing can help you achieve personal freedom and wealth building
• Achieve success and personal freedom through empowerment